Safeguard Your Business with Commercial Property Insurance in Troy, MO
Why Do You Need Commercial Property Insurance?
Running a business involves managing risks, and protecting your commercial property is a crucial part of it. Whether it's minor damage from theft or significant loss from a fire, unexpected events can disrupt your operations. Town & Country Insurance Agency, Inc. offers Commercial Property Insurance that covers your buildings, inventory, and equipment, giving you peace of mind. Don't wait until disaster strikes—secure your assets today. Call us at 636-528-5288 to learn more.
Key Coverage Features
Commercial property insurance helps your business recover from damages caused by fire, extreme weather, theft, and other incidents. Below are some of the key coverages:
Fire Damage:
Fires can devastate your property. This coverage assists with repairs and replacements, helping you get back on track.
Storm Damage:
Severe weather like storms, hurricanes, and tornadoes can cause substantial damage. Stay protected with the right insurance coverage.
Theft & Vandalism:
If your business is targeted by thieves or vandals, this coverage helps replace stolen items or repair damages.
Tailored Coverage Options
Every business has unique needs, which is why Town & Country Insurance Agency, Inc. offers additional coverage options to customize your insurance:
- Business Interruption Insurance: Reimburses lost income if your business has to temporarily close due to a covered event.
- Equipment Breakdown Coverage: Covers repair costs for critical equipment that malfunctions unexpectedly.
- Flood Insurance: Protects against flood damage, which is typically not included in standard policies.
Need help deciding what coverage is right for you? Contact us at 636-528-5288 for tailored advice.
Common Commercial Property Claims
Here’s a look at the most frequent claims businesses make and the average payouts:
| Type of Claim |
Percentage of Claims |
Average Payout |
| Fire Damage |
30% |
$50,000 |
| Storm Damage |
55% |
$30,000 |
| Theft |
50% |
$15,000 |
| Vandalism |
10% |
$5,000 |
| Equipment Breakdown |
15% |
$50,000 |
Let Town & Country Insurance Agency, Inc. Help Protect Your Business
Don’t leave your business exposed to risks. Protect your property today with commercial insurance from Town & Country Insurance Agency, Inc.. Contact us at 636-528-5288 or complete our
online quote form to get started.
